All of us (people, businesses, government) exchange wealth (i.e., spend money) for needed goods and services. This is the “demand” side of the economy. Some of us produce those needed goods or provide the services, receiving money in exchange. This is the “supply” side of the economy. For an economy…

The Medicine Will be Difficult to Swallow There is a common misconception that forgiving student loan debt will be an economic boon for all. That the now free-of-debt college graduates will spend freely, purchasing homes and cars, thus contributing to real economic growth. Sorry, but this cannot possibly be true…

Only if one chooses to ignore the obvious For many centuries our ancestors thought that the stars and planets circled around the Earth, because that is the apparent motion. Only relatively recently was it firmly established that the Earth was instead spinning. Observations can be deceiving. In response to everyday…

Because we have been empowered Something profound is happening right now in the global financial space. In response to Russia’s invasion of Ukraine, the world is quickly figuring out that Bitcoin is an effective alternative for transferring wealth. On one side of the conflict, Russians are desperately converting their rubles…

One of these stars is actually the JWST… Watch this time-lapse video to see which one it is. The James Webb Space Telescope (JWST) is in orbit around the Sun, in a stable location known as Lagrange Point L2, a gravitationally stable location in space. JWST is also circling around…

High Inflation is a Government Created Dark Spell It stands to reason, without scientific proof, that if as many as possible people within a given economy are engaged in productive work, food will be grown, shelter will be available, healthcare will be affordable, children will be educated, the military will…

“It is not from the benevolence of the angel investor that we expect our funding, but from their regard to their own interest.” (My apologies to Adam Smith.) In 2005, Tourmaline Networks was acquired by Intellisync, ending one chapter of my career. Prior to being a founder and the CEO…

We cannot stay off the sand forever. In my prior blog “Paying People Not to Work”, I concluded: “There is a price to pay for shutting down an economy, for paying able-body people not to work. …

What Does Any of this Mean? An ETF (Exchange Traded Fund) is a collection of securities (stocks, bonds, whatever) that can be conveniently traded at a regulated, price-establishing exchange. Like a stock, the ETF will have a market established price. The advantage being that you do not have to invest…